What is Difference between a Credit card and Debit Card?

Image result for credit card and debit card

Hi Every one,

Have you ever been in a situation where you suddenly get a call from your bank CSR who want you to get a new credit card but you say you have atm card already.
Well alot dont under stand the difference pretty well.
Let me make it simpler for you through this video

Let me translate this video into simple language for you

A Debit card or ATM card is a product with which you can pay or draw money that you have already in your bank account. There is no extra charges and you dont have to return any amount as the money you spent was already your property just in bank security.

A Credit card is a product with which you can pay or draw some money in special cases which bank has nominated to this card and on this money you have to pay some additional charges while returning the money if not returned into full used amount as bill payment. Once you have payed it back you can use it again but you have to return no matter what.

Hope this heled you to under stand. We will be putting more such blog posts in future so please do keep checking us again.

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